由於即將出臺的 MiCA(加密資產市場)法規,Coinbase 將從 12 月 1 日起停止獎勵歐洲經濟區 (EEA) 的 USDC 持有者。 EEA USDC 持有者必須在 11 月 30 日之前獲得該計劃的最終獎勵,其會費將在 12 月的前 10 個工作日內支付。
Coinbase Earn 計劃向 100 多個司法管轄區的用戶開放,根據用戶在交易所持有的 USDC 產生收益。 APY(年收益率)因地點而異。根據 Coinbase 團隊 11 月 28 日向用戶發送的一封電子郵件,MiCA 正在引入針對電子貨幣代幣(或穩定幣)的新規定。
歐洲通過確保他們無法通過@coinbase 🤡 pic.twitter.com/ExTiNOjB3j通過穩定幣賺取收益來“保護”其公民
— 0xLouisT (@0xLouisT) 2024 年 11 月 28 日
Coinbase will be ‘sunsetting’ the USDC earn program for EEA customers from the 1st of December due to compliance with upcoming MiCA regulations labeling stablecoins as E-money tokens. The new MiCA regulations introduce stricter rules for stablecoins, forcing exchanges to delist or remove non-compliant tokens. Coinbase confirmed that EEA users had until the 30th of November in the USDC earn program, and their final payments would be distributed within the first ten days of December.
MiCA’s establishment of a single regulatory environment for digital assets in the Eurozone comes with huge changes in the crypto market. Coinbase’s announcement in October revealed that it would remove all non-compliant stablecoins in MiCA-regulated regions in line with the agency’s requirements. Paul Berg, the co-founder and CEO of Sablier, sarcastically thanked the EU for ‘protecting’ him against earning a yield on his USDC holdings in Coinbase. “I’m very grateful,” he taunted.
The MiCA framework sought to increase stability and transparency in the European crypto market, and exchanges like Coinbase were already taking action to comply with the upcoming regulations.
According to Tether CEO Paolo Ardoino, MiCA regulations for stablecoins have forced exchanges operating in the EEA to adapt to the fast-changing environment or exit. Ardoino recently said Tether would turn its focus to other initiatives until the EU introduced a more ‘risk-averse’ regulatory framework. He pointed out that MiCA represented ‘potential banking systemic risks.’ Tether said it was refocusing its resources on the development of MiCA-compliant tokens like the USDQ and EURQ. Tether invested in the Dutch fintech Quantoz on November 18th to boost the development of both tokens.
Bitstamp also delisted Tether’s Euro-pegged stablecoin EURt for non-compliance with MiCA requirements. The exchange further confirmed it would not list any tokens that failed to meet MiCA’s E-money tokens (EMT) regulatory requirements. Notably, Bitstamp did not delist EMTs that were not Euro-pegged and not within MiCA regulations. It just limited their availability to European customers.
Binance implemented a phased approach to ensure that its stablecoin offerings aligned with MiCA regulations in Europe. According to Binance, the transitional measures aimed at allowing its EEA customers to switch to regulated stablecoins without any market disruptions. Binance announced that it would implement restrictions across its entire product range to prevent users from accessing products and services involving stablecoins that are not compliant with MiCA rules.
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