O ZA Bank, o maior banco digital de Hong Kong, anunciou que seria o primeiro banco asiático a oferecer serviços de compra e venda de criptografia para usuários de varejo. O comunicado do banco afirma que os usuários poderão negociar BTC e ETH usando dólares americanos ou dólares de Hong Kong por meio de seu aplicativo.
Os dent de Hong Kong serão obrigados a abrir uma conta de investimento no Zhongan Bank e concluir uma avaliação de risco, entre outros processos, antes de se qualificarem para negociar criptografia, de acordo com o comunicado do banco. Wu Zhonghao, CEO interino do ZA Bank, acredita que o novo serviço ajudará a aumentar a receita do banco com a receita proveniente das taxas de transação.
Banco de Hong Kong acaba de unir TradFi e Blockchain
O ZA Bank de Hong Kong é oficialmente o primeiro na Ásia a permitir que usuários de varejo negociem Bitcoin e Ethereum diretamente de seu aplicativo usando moeda fiduciária.
Sem DEX, sem troca, apenas negociação de criptografia contínua e apoiada por bancos, graças à sua conexão… pic.twitter.com/O2hoZh6T51
— Mesa Redonda de Mario Nawfal (@RoundtableSpace) 25 de novembro de 2024
Digital bank ZA Bank announced a collaboration with the HashKey exchange to provide crypto trading services to Hong Kong retail users. Effective November 25th, ZA Bank users will be able to use the bank’s app to trade Bitcoin and ETH directly in HKD and USD, according to the bank’s statement. The bank disclosed that users would be required to undergo several pre-approval processes, including a risk assessment before they started to trade.
There would be an ‘entry fee’ of $70 or HK$600, a $1.99 (HK$15) commission fee per transaction, and a platform fee of 1.5% of the transaction amount. However, the statement claimed that the commission would be waived and the platform’s fee would be reduced to 0.8% of the transaction amount by June 2025.
ZA Bank’s Zhonghao said that Hong Kong only started providing retail investors with virtual currency trading services last year. He confirmed that the bank had been preparing for the service for nearly a year now. Zhonghao added that the technology had been tested to ensure the service’s guaranteed reliability around the clock. Notably, he asserted that marketing promotions will be accompanied by user education due to the high risks associated with digital assets.
ZA Bank’s interim CEO said that banks had provided the same services for many years, but the development of virtual assets had brought digital banks to the same level as traditional banks. He said the bank had also been actively developing blockchain technology to better serve the Web3 ecosystem. Zhonghao believes that combining banking with exchange services will provide a comprehensive one-stop service platform for the bank’s mainly young customer base.
The bank’s statement said that the China Securities Regulatory Commission had launched four currencies for retail investors to trade. Zhonghao disclosed that he had been communicating with the regulatory authorities about adding the other two currencies to its BTC and ETH offerings. He pointed out that the deployment of its crypto trades for retail traders would help the bank turn losses into profits as it focused on attracting new customers to increase fee revenue.
HashKey’s chief analyst, Ding Zhaofei, believes that Bitcoin’s price will break above $100K in the short term due to Trump’s influence, but it will be difficult to maintain that price. He speculated that inflationary problems may impact the U.S. financial market in ways that make it difficult to predict Bitcoin’s future.
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