Both Grok3 and ChatGPT have been weighing in on the future of PayFi protocols for 2025.
While they both see XRP as a prominent force in the space, the real surprise is their shared spotlight on a new name in the payments game: Remittix (RTX).
With a promise to streamline the $190 trillion global payments industry, Remittix is starting to look like the fresh-faced rival Ripple didn’t see coming.
And with over $14 million raised in presale, it’s got some serious momentum behind it.
Ripple’s been in this “almost there” phase for a while now. It’s hovering at $2.47 but still hasn’t managed to break past the crucial $3 mark despite teasing it in February.
It’s still way down from its 2018 ATH —but analysts and even AI models are starting to think that could change soon.
Some analysts cite the potential for Ripple to finally get past the $3 mark after breaking through its 50-day EMA recently.
Ripple is still laser-focused on cross-border payments, and they’re not slowing down on global partnerships. But the space is getting crowded.
With projects like Remittix stepping in and offering similar features with faster, cheaper rails, XRP may find itself losing relevance.
The tech is there, the brand is strong, but the window to lead is narrowing.
For all its innovation, crypto is still struggling to integrate with traditional finance. Sending Bitcoin is easy. Spending it—without going through clunky exchanges, paying sky-high fees, or waiting days for bank settlements—is still a massive pain.
That disconnect has held the space back.
Remittix (RTX) is tackling this problem head-on. The platform makes it possible to convert over 40 cryptocurrencies into FIAT instantly, and transfer the funds directly to a global bank account. No complicated withdrawal process.
No guesswork on exchange rates. Just fast, flat-fee transfers that work like they should.
Take the case of a remote worker in the Philippines, getting paid in USDC. With Remittix, they can have that income land in Pesos in their local bank—quickly and affordably.
Or consider a small business in Eastern Europe, billing international clients in crypto but needing to pay suppliers in Euros. Remittix makes it seamless.
There’s no need for the recipient to even be aware that the transaction started in crypto. It’s fast, clean, and, crucially, it works anywhere in the world.
With over $14 million raised and growing interest from retail and early-stage investors alike, Remittix is building serious momentum. RTX tokens are still available at $0.0734, but that price won’t last.
Analysts are forecasting a potential 800% price increase before the presale ends, with even greater upside as platform adoption accelerates post-launch.
For those watching the crypto space and wondering where the next wave of real-world utility and growth potential will come from—Remittix is already showing the answer. The only question now is who gets in early… and who wishes they had.
Discover the future of PayFi with Remittix by checking out their presale here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix